A man breaking into a parked car at night.

Can theft be covered by car insurance?

Car insurance is one of the main costs of owning a car. While some drivers may not like to pay for insurance, when something happens, car insurance can pay off some profits. Most drivers can file an insurance claim in the event of a car accident. However, many individuals will have their cars stolen and may wonder if their car insurance covers this as well. Here’s a look at whether car insurance covers car theft.

Car theft can be a horrific event for drivers

A man breaks into a parked car at night | Getty Images

There are many types of auto theft. Some are more dangerous than others. This is especially true while trying to steal a car, where thieves can threaten the driver and passengers with a weapon of some sort. However, not all car thefts are exciting and scary. Often, people simply wake up and find their car stolen.