Car insurance is one of the main costs of owning a car. While some drivers may not like to pay for insurance, when something happens, car insurance can pay off some profits. Most drivers can file an insurance claim in the event of a car accident. However, many individuals will have their cars stolen and may wonder if their car insurance covers this as well. Here’s a look at whether car insurance covers car theft.
Car theft can be a horrific event for drivers
There are many types of auto theft. Some are more dangerous than others. This is especially true while trying to steal a car, where thieves can threaten the driver and passengers with a weapon of some sort. However, not all car thefts are exciting and scary. Often, people simply wake up and find their car stolen.
No matter how the car is stolen, it can still lead to many problems for others. Since American society is dependent on cars, many people need their cars to work. If their car is stolen, they may have limited options to go to work, which can have additional impacts on their lives. Not only that, but many stolen cars are never recovered, so if there’s something special or sentimental about the car, it’s probably gone for good.
And unlike a car accident, it may not be immediately clear what the car owner should do, as there is no one to share insurance information with. The good news is that many auto insurance policies will cover the stolen vehicle.