The Home Media team analyzed and compared the costs of securing eight Ford models. We’ll discuss average insurance costs for each model as well as which providers offer the most competitive rates. Some of these providers are featured in our review of Best car insurance Comp.
Ford insurance cost
According to our cost information for 2022, the average cost of insuring a Ford vehicle is $162 per month or $1,949 per year. These rates are based on a 35-year-old married driver profile with a clean driving record and good credit history.
However, it is important to know that personal insurance costs vary depending on your condition and driving history. The vehicle you purchased from Ford Motor Company will also affect your insurance rates.
Ford car insurance
Our research shows that the cheapest Ford model to insure is the Bronco Sport, which costs $150 per month or 1798 dollars a year On average, insurance with a full coverage policy. The Expedition is generally the most expensive Ford to insure, and its cost is all over the place $182 per month or $2,181 per year in the middle.
Ford car insurance rates by model
The table below contains average monthly and annual auto insurance rates for several Ford models.
Ford car insurance costs are affected by many factors, some under your control and some not. Your age, driving history, and credit score can affect how much you pay for car insurance coverage.
Ford car insurance quote
One way to ensure that you get the best possible price when shopping for car insurance for your Ford is to get it Car insurance rates. You can contact the insurance agencies you are interested in and compare rates, coverage and policy offers.
Ford Insurance Comparisons
USAA usually offers the cheapest auto insurance coverage for Ford models, at a cost $97 per month or $1,163 per year in the middle. this 33% cheaper than the national average 1730 USD. However, the company provides auto insurance services only to military personnel, veterans and their immediate family members.
Below, we compare the insurance companies that provide the cheapest car insurance coverage on average for each Ford model.
Ford Bronco Sport insurance cost
During our research, we found that the Ford Bronco Sport was one of the insurance manufacturer’s cheapest cars. Erie Insurance tends to be the cheapest provider on average in terms of cost $94 a month or $1,127 per year in the middle.
Ford Edge insurance cost
Another model that is generally more affordable on average car insurance is the Ford Edge. We’ve found that Nationwide and USAA usually offer the lowest rates and cost $1100 And the $1,173 per year in the middle.
Ford Escape insurance cost
The average cost of Ford Escape insurance is $151 per month or $1,814 per year. USAA, Nationwide, and Erie Insurance tend to be the most affordable providers of this model.
Ford Expedition insurance cost
The Expedition is one of the biggest models Ford sells, and it’s one of the most expensive cars insured. We found that the average insurance cost for a Ford Expedition is $182 per month or $2,181 per year. However, there are providers that offer cheaper than average coverage, such as USAA, Car Owners Insurance, and Nationwide.
Ford Explorer insurance cost
The Ford Explorer tends to fall on the higher end when it comes to auto insurance costs. Our research found that car owners’ insurance often provides the cheapest car insurance for explorers, at an average cost $108/month or $1,295 per year.
Ford F-Series insurance cost
Based on our research, Ford F-Series averages $163 per month or $1,966 per year To cover auto insurance. But motorists may find cheaper rates through USAA and Nationwide, which cost on average $1,070 And the $1,166 per yearStraight.
Ford Ranger insurance cost
The Ranger isn’t Ford’s most expensive model, but it’s not the cheapest either. We found that drivers pay on average $155 per month or $1,855 per year to cover. That’s about 7% higher than the national average for comprehensive insurance, which is $1,730. However, you may be able to find affordable coverage through USAA or Erie Insurance.
Ford transit insurance cost
In addition to the Expedition, the Transit is one of the most expensive Ford models to insure. Most 35-year-old drivers pay on average $176 per month or $2,115 per year For comprehensive car insurance for Ford Transit. Motorists looking for affordable coverage should consider USAA and Nationwide.
Other insurance coverage for Ford cars
Besides comprehensive car insurance (general liability, Comprehensive coverage and collision), there are other types of insurance you might want to consider buying to protect your Ford. These include:
- gap lock: If your vehicle is severely damaged or has an accident, gap lock It will cover the difference between the actual cash value of the vehicle and the remaining balance on the financing.
- New car replacement coverage: This type of insurance gives you cash to buy a new car of the same make and model (minus the deductible) instead of the depreciated value of your total car if it crashes in an accident.
- Coverage for insured/uninsured drivers: This covers you when you have an accident with a driver who has no insurance or very little insurance. It also covers hit-and-run cases in some states.
- Note that not all auto insurance companies will provide these types of insurance. But they are worth considering depending on your insurance needs.
Ford Credit Requirements
Ford Credit is the financial branch of the Ford Motor Company. Offers customizable financing plans for drivers who buy Ford vehicles. Drivers can buy or rent new or certified pre-owned (CPO) Ford vehicles.
Although there are no requirements for a credit score, we found that drivers certified for Ford Credit have an average credit score of 739. This does not mean that the dealer you buy your Ford at expects you to have a credit score close to that, but that you are from likely to be approved.
Other Ford credit requirements include having a detailed work history and income information.
Drivers who purchase Ford vehicles can insure their vehicles through the company’s use-based insurance program, Ford Insure. The automaker offers several policy options, which are guaranteed by Nationwide.
According to the manufacturer, you can get discounts of up to 40% off your insurance policy through the program. Discounts are calculated through the FordPass™ app to measure driving habits and driving safety.
Ford Car Insurance: Conclusion
Overall, we found Ford insurance to be affordable for most drivers. There are some Ford models—like the Bronco Sport, Escape, and Edge—that cost less to insure than larger Ford cars, which include Transit and Expedition.
Drivers who use Ford vehicles can find cheap car insurance coverage through USAA, Auto-Owners, Erie, Nationwide, and Geico.
Ford car insurance: instructions
Here are the frequently asked questions about Ford insurance:
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