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Marriott Bonvoy Bountiful™ Card from Chase Review – Forbes Advisor

Earn rewards

The card earns 6 points per dollar on eligible Marriott purchases, 4 points per dollar on the first $15,000 spent on annual combined grocery and dining purchases, and 2 points per dollar on all other purchases.

Another way to earn points is to stay at participating Marriott Hotels & Resorts. Earn 1,000 Marriott Bonvoy Bonus Points with every eligible stay with your Marriott Bonvoy Bountiful Card.

New Marriott Bonvoy Bountiful Cardholders can earn a welcome bonus of 125,000 bonus points after spending $4,000 on purchases in the first 3 months of opening your account.

Redeem rewards

The easiest way to use Marriott Bonvoy Points is to redeem them for free nights at Marriott hotels. We estimate that Marriott Bonvoy Points are worth approximately 0.74 cents each. Points can be applied to eight different categories of hotels that use Flexible Points Redemption or also known as dynamic pricing. You can find nights ranging from 7,000 points in entry-level hotels to up to 100,000 points per night at luxury hotel brands.

Bonvoy members with award reservations of at least five consecutive nights are awarded one free night on award reservations. This is a huge benefit when trying to make the most of your points. Another flexible option for members is to apply a combination of cash and points.

You can also transfer Marriott Points to airlines at a typical conversion rate of 3 to 1. However, you can get 5,000 bonus miles when you transfer 60,000 miles. With this in mind, you can earn 60,000 Marriott Points and convert them into 25,000 airline points. This can come in handy if you need a few extra miles to redeem your desired reward ticket. Also, Marriott has partnered with less available partner carriers such as JAL and Alaska Airlines.

In addition to earning points for free stays, members can also redeem points for exclusive, unparalleled experiences at Marriott Bonvoy Moments™. A variety of moments can be explored based on your own interests or something specific. These range from sports and entertainment to arts and culinary experiences.

Possible rewards

To calculate the possibility of earning rewards, we use data from various government agencies. Forbes Advisor has developed estimates for a household in the 70th percentile of income spent annually in several categories. We will use estimated income of $107,908 and $32,072 annually in credit card spending to our rewards potential accounts.

Of that $32,072 we’d estimate $1,110 spent annually on Marriott stays. At the rate of 6 points for every dollar earned from Bonvoy Bountiful, that would give this household 6,660 points. The following calculation depends on whether you are staying at Marriott Hotels – we must include a bonus of 1,000 points for each eligible stay. We’ll assume that this family will book five eligible stays each year, and this will add an additional 5,000 points on top of the card’s regular earnings.

It is estimated that about $4,511 per year on dining and $6,322 on groceries for this household will result in 4 points for every dollar spent. This will result in 18,044 and 25,288 Marriott Bonvoy Points, respectively.

This will leave a remaining $20,129 in miscellaneous expenses that can be charged to the Bountiful credit card. At a win rate of 2 points per dollar, you’ll get another 40,258 points for that spend on Bountiful.

This will bring your total potential rewards (not including the first year welcome bonus) to 95,250 Marriott Bonvoy Points. We currently value Marriott Bonvoy Points at 0.74 cents per point, which means Bountiful offers $704.85 annual rewards which is a nice discount from the annual fee.

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