The sunroof of the BMW Vision i Next seen at the 68th IAA Frankfurt Automobile Show in Germany

Will a sunroof increase your car insurance rates?

Of course, some features of the car increase the risk of damage. This is why sports car insurance costs more than compact sedans. However, you may be wondering more specifically about some of the amenities that raise your insurance rates. After all, insurance costs will affect the cost of ownership and may play a role in how you decide which car to buy.

A common feature among many vehicles today, even trucks, is the sunroof or sunroof. There’s just something uplifting about having a panoramic view or choosing to experience the wind in your hair on a non-transferable ride. However, will adding a sunroof to your new car add to your monthly insurance premium?

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