Of course, some features of the car increase the risk of damage. This is why sports car insurance costs more than compact sedans. However, you may be wondering more specifically about some of the amenities that raise your insurance rates. After all, insurance costs will affect the cost of ownership and may play a role in how you decide which car to buy.
A common feature among many vehicles today, even trucks, is the sunroof or sunroof. There’s just something uplifting about having a panoramic view or choosing to experience the wind in your hair on a non-transferable ride. However, will adding a sunroof to your new car add to your monthly insurance premium?
Different types of sunroofs
Innovation has greatly improved every aspect of the modern car. Sunroof technology is no exception. There are different designs and types of sunroofs, each offering its own unique advantages and adding to the in-car experience.
There are panoramic roofs, for example, that extend nearly the length of the vehicle providing sky views for front and rear passengers, according to Allstate. There are also built-in pop-up or sunroof designs, providing access to airflow at the push of a button. These diffusers scatter upwards and slide backwards over the car’s roof. So do these features pose an additional risk of mechanical failure or safety concerns?